There is one item that in my opinion must be a travel accessory and this is usually ignored by most people but for the fact that immigration or other traveling institutions make it a provision.
This often neglected “accessory’ is insurance coverage. More often than not we limit accessories to physical needs, whereas insurance ought to be our companion while we travel. This intangible accessory is more important that the clothing and food we will always want to get along with. There are so many hazards that can be associated with traveling and we ought to be forewarned of these in order to be forearmed.
The first thing to do before traveling is to cover you against all unforeseen events. This will normally be costly. It will be advisable to verify from your insurer whether your present scheme provides you with coverage while you travel especially if you intend going out of the country. If the answer is in the affirmative, take note that not all your intended destinations will cost the same. For example the cost of insurance to England will be cheaper than that to Indonesia, Iraq of the Democratic Republic of Congo, where war or natural disaster can be a hazard to your wellbeing. The next worry should be the extent and conditions of your coverage. For example you may not be covered in case of injury while in a bus, but you might only be covered in case of death while on flight. Also check out the type of valuables that will be covered by your insurers. Make sure your worries are clarified before you embark on your journey.
The solution to travel insurance is not only that you are insured, but to get what you are actually paying for. For example how does an insurance scheme benefit you if you are provided coverage only in cases of injury while on board and aircraft? You of course know that it may be easier to be injured while you are on the ground. If you rent a car in the course of your trip, also make sure that the insurance covering the car has provision for third parties and for loss to objects found in the car. You may also want to provide insurance for your personal belongings such as jewelleries, laptop computers and even to your pets, if you intend traveling with one. But you must first make certain that these things are in the best of shape for travel. You veterinary doctor should be able to evaluate the pet’s health, whether special medications and care will be needed.
Talking about pets, there are certain accessories that you must bring along with you. The pet’s cage should not be left out. Also include enough food, water, drugs, towel to soak up your pet if it gets wet. Remember to bring along a strong bridle to strap up your pet from getting loose. An item worth remembering is a tag attached to your pet or a photo of your pet for easy identification and eventual communication to you in case the pet goes astray.
Insurance! Is It An Asset When You Travel?
Notes from Halong Bay
Kayaking on Ha Long Bay. Photo by Indochina Sails Megan and I finished our time on the SE Asian continent in style cruising around Halong bay on a luxurious Chinese Junk. Although we weren’t at any time under actual sail power it still had masts and was quite authentic. We spent the afternoon sailing into the heart of the 2000 islands that populate the bay. We ate a delicious lunch served in traditional communal bowls and then disembarked for a couple hours of kayaking. (see picture) We kayaked through some caves and into a serene cove which is only accessible through caves. Our trip was organized by two guides one a westerner from London who had decided to spend a couple weeks working for this company and the other a Vietnamese man named Viet they were both in their early twenties. Megan and I were accompanied by 21 other backpackers from all over the globe we had Brits, Scots, Brazilians, Quebecois, Americans, and one guy from Mexico They were all ready for fun and really a great group of people to spend a couple of days with. During our time in the cove some one managed to capsize there kayak which wouldn’t be a problem for a standard sea kayak but these were actually river kayaks and therefore didn’t float. It took 20 minutes and some delicate footwork and razor sharp rock but it was eventually drained and back afloat. Although the delay put us behind schedule and late for the rendezvous with the Jolly Roger we did get to catch a glimpse of a monkey which happened to swing down from the top of one the surrounding ridges to investigate the commotion below. Back aboard the boat we settled into our respective cabins to shower up for dinner and a spectacular sunset. After dinner we spent the evening taking part in various drinking games and other intelligent discourse. Eventually the night digressed to feats of bravery and we began leaping off the top of the boat into the dark waters below. The following day we fought through varying levels of hangover and trekked up a slippery slope to the top off a picturesque peak. Most of us didn’t think that was good enough so we climbed up an ancient tower tower which stood atop the hill. It was very very rusted and had a nerve racking creak to it whenever the wind picked up. (also it was missing two steps on of which the top step was about 120ft above the jungle canopy. We are now in Indonesia, travel jakarta bandung to be specific and are seriously contemplating a spur of the moment flight straight to Bali. It’s not that we don’t like the city, although the rats are brave enough to walk to streets in broad daylight, we just want to be in a fun beach town for the final full moon of our trip which happens to be tomorrow night. We’ll let you know if we make it by for now. Source: Travelblog